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31bets UK - Secure Payments, Quick Payouts & Responsible Play

At 31bets in the UK, how you pay in and cash out really matters. From that first £10 top-up to pulling money back to your current account, the way it works can make the whole thing feel smooth or stressful. In this guide I'll walk you through deposits, withdrawals, fees, and typical wait times, so you can pick what actually fits how you bank day to day.

100% Welcome Bonus up to £100
Plus 50 Free Spins at 31Bets UK

It's worth saying plainly: casino games are paid entertainment with real financial risk. They're not a side hustle or a savings plan, and they won't reliably top up your income - however tempting that might sound at first.

Here you will find clear explanations of card payments, e-wallets, bank services, verification checks, and security standards, with examples that match how people in the UK normally manage their money online. Once you understand how the payments actually work, you stop getting those annoying "please resend your documents" emails and the endless back-and-forth with support. At first I just clicked the quickest option; later I realised a five-minute read would have saved me a lot of hassle. The information is based on current UK market practice, UKGC expectations, and the specific policies that apply to 31bets in 2025 on be31ts.com, so it reflects how payments actually work in real life rather than just the marketing headlines.

You'll see links here to the responsible gambling tools and the full terms. It's the slightly boring bit, but it's where things like deposit limits and bonus rules actually live, so it's worth a quick look before you jump into the lobby. Reading this first gives you a practical roadmap before you start playing or claim any offer, similar to checking the small print with your bank or mobile provider so there are no surprises later on. Because gambling carries a meaningful risk of financial harm, these sections are just as important as the games lobby or the promotions page.

  • Clear breakdown of all supported payment methods for UK players, including how they fit typical high street bank and e-wallet habits, with examples you can relate to if you mostly live in your banking app or prefer to keep things old-school.
  • Realistic timelines for deposits, withdrawals, and KYC checks, based on how UK banks and payment providers actually process transactions rather than just optimistic marketing claims.
  • Step-by-step advice to prevent common payment and verification issues, so you spend less time chasing emails and more time in control of your budget and your plans for any winnings.

Safe And Convenient Payments Overview

Here you can fund your 31bets gaming account and withdraw winnings with clear rules, secure processing, and a good choice of methods tailored to UK players, from standard debit cards to popular e-wallets and trusted bank transfer options. The aim is to keep things as familiar as possible if you already use online banking and shopping sites.

Payments on be31ts.com use modern encryption, PCI DSS compliant processing, and regulated banking partners, which helps protect both your card details and e-wallet credentials in a way that will feel familiar if you already bank online. The site runs on a ProgressPlay white-label platform, sharing infrastructure with many sister brands that UK players might have seen advertised on TV or social media, so deposit flows feel familiar if you have played at similar UK casinos. That platform structure also means standardised withdrawal queues, bonus rules, and verification steps, which you should understand before you start playing so you can plan cash-outs around paydays, bills, and other real-world commitments rather than guessing and hoping for the best.

While deposits are instant and free from the casino side, withdrawals come with a fixed £2.50 processing fee per transaction and a mandatory pending review of up to 48 hours. E-wallet payouts then arrive within hours once approved, while cards and bank methods can take a few working days, especially around UK Bank Holidays when banking networks slow down. These timings really matter if you hate waiting around for your own money. Maybe you keep a "fun money" pot in Monzo or Starling, or you just want that odd weekend win back in your main account before the next round of bills hits.

The aim here is to give you the nuts and bolts so you can make informed calls, not to sell you a get-rich-quick angle or pretend there's some secret system that beats the casino. Casino games are not an investment product, and long-term play will almost always cost money because of the built-in edge for the house. Picking suitable payment methods, setting realistic limits, and using tools such as deposit caps, time-outs, GamStop, and the measures described on the responsible gaming page all support safer entertainment. You can always revisit this page from the payment methods section or cross-check answers with the dedicated faq page if you need a quick reminder later.

  • Understand real processing times instead of relying on headline promises or "instant cash-out" slogans that don't always match day-to-day reality.
  • See how verification and Source of Wealth checks affect cash-outs, especially once your deposits build up over time and start to trigger extra questions.
  • Learn how responsible payment tools interact with your account balance, so you do not accidentally remove limits in the heat of the moment and end up spending more than you planned.

Deposit Methods At 31bets

Most people will use the same few options here: debit cards, PayPal, or one of the big e-wallets. I'll start with how they feel to use in practice, then you can check the limits in the table further down if you like the detail.

For example, if you mostly bank with a high street debit card and only play now and then, the standard card route is fine. If you'd rather keep gambling spend away from your main statement, an e-wallet tends to work better, especially if you like to ring-fence a separate entertainment pot.

  • Visa/Mastercard debit cards - You can deposit from £10 up to £5,000 per transaction using debit cards only, as credit card gambling is banned for UK consumers. Funds appear in your balance instantly, and the casino does not charge deposit fees. Some UK banks may block gambling payments by default, or allow you to switch on a gambling block in their app, so you might need to adjust your card settings, speak to your bank, or use a different method if payments are declined.
  • PayPal - This e-wallet is popular with UK players who prefer not to share card details with each casino and like being able to track spending separately from their main current account. Deposits range from £10 to £5,500 and land instantly. PayPal may apply its own currency conversion or fees if your wallet currency differs from GBP, although most UK players keep their PayPal in pounds to keep things simple.
  • Skrill - Another e-wallet with fast processing, loyalty perks, and strong mobile apps that appeal to frequent iGaming users. Deposit limits run from £10 up to £2,500 per transaction, and balances update immediately. Skrill may not be eligible for some bonuses, so always check the relevant bonuses & promotions rules before you deposit if you are mainly interested in welcome offers or reload deals.
  • Neteller - Very similar to Skrill in practice, with £10-£2,500 deposit limits and instant processing for approved transactions. Many experienced players prefer Neteller for frequent smaller top-ups or for keeping gambling funds ring-fenced from everyday banking, but it may also face bonus restrictions under the bonus policy, which you should read carefully.
  • Paysafecard - Prepaid vouchers suit players who want strict control over spending and prefer to use cash-based top-ups bought in local shops rather than linking a bank account. You can deposit between £10 and £700, and the funds appear immediately. Paysafecard cannot receive withdrawals, so you will need a different method, such as a bank account or e-wallet in your own name, for cash-outs.
  • Trustly (bank transfer) - Trustly connects directly to online banking and allows deposits from £20 to £5,000 using secure open banking-style flows. Funds usually credit instantly, although some banks may run additional security checks or strong customer authentication steps that add a brief delay before your balance updates.
💳 Method💰 Min-Max Deposit⏱️ Deposit Time📋 Notes
Visa/Mastercard£10 - £5,000InstantDebit cards only for UK players; bank may apply its own controls, gambling blocks, or extra verification.
PayPal£10 - £5,500InstantWallet and casino account must match in name and country; keep wallet in GBP to avoid conversion fees.
Skrill£10 - £2,500InstantMay be excluded from some bonuses; check bonus terms and any country-specific restrictions.
Neteller£10 - £2,500InstantSimilar rules to Skrill for promotions; useful for regular smaller deposits.
Paysafecard£10 - £700InstantDeposits only; no withdrawals back to vouchers, so pair with a bank or e-wallet for payouts.
Trustly£20 - £5,000InstantBank identification and strong customer authentication may add a short extra step.

Your deposits go through the usual UK anti-money-laundering checks. It's standard stuff, but every so often it can put the brakes on what should be an instant payment. According to UK Gambling Commission guidance, operators must check unusual activity, which can occasionally pause instant processing, especially when large or repeated deposits appear over a short period. This can feel frustrating in the moment, but it is part of industry-wide safeguards designed to protect both players and the wider financial system. The privacy policy explains how your banking and identity data are handled in these checks and when details may be shared with verification partners.

Withdrawal Methods And Limits

31bets United Kingdom offers a narrower but coherent set of withdrawal methods that mirror your deposit options where possible, following "return to source" rules common across UK casinos. The casino applies a fixed £2.50 fee to every withdrawal and a monthly withdrawal cap of £50,000, which is in line with limits seen on similar platforms using the same underlying technology.

  • Visa/Mastercard debit cards - Minimum withdrawal is £10, and the maximum per transaction is £5,000. After the standard internal pending queue that can last for up to around 48 hours, card payouts take around 2-4 business days to reach your bank account, depending on your bank's own processing speed. Weekends and bank holidays can extend this slightly, so a withdrawal approved on a Friday may not show until early the following week.
  • PayPal - You can withdraw between £10 and £5,500 per transaction. Once approved, PayPal withdrawals usually complete within 12-24 hours, often showing in your wallet well before the next working day. This makes PayPal one of the fastest options after internal processing and any KYC checks are finished, especially if you like to move funds on to your bank or keep them in PayPal for other online purchases.
  • Skrill - Skrill withdrawals run from £10 to £2,500 per transaction. After internal approval, payouts typically arrive within 8-12 hours, though overnight processing can sometimes push this into the next morning. Many players who value quick access to winnings prefer this or Neteller, particularly if they already use these wallets for other gaming or payment sites.
  • Neteller - Limits match Skrill, from £10 to £2,500. Processing after approval also falls within roughly 8-12 hours in most cases. Both e-wallets still require your account to be verified, in good standing, and in the same name as your casino profile, in line with AML and fraud-prevention rules.
  • Trustly / bank transfer - Trustly withdrawals usually range from £20 to £5,000 per transaction, and they take 1-3 business days after approval to reach your bank. Traditional bank checks, interbank clearing times, and public holidays all influence the final arrival time, so it is wise not to rely on same-day cash-outs for urgent bills.
💳 Method⬆️ Min-Max Withdrawal⏰ Internal Pending🕐 Payout Time After Approval📋 Typical Total Time
Visa/Mastercard£10 - £5,000Up to 48 hours2-4 business days3-6 business days from request, depending on your bank.
PayPal£10 - £5,500Up to 48 hours12-24 hours2-3 days from request for most UK players.
Skrill£10 - £2,500Up to 48 hours8-12 hours2-3 days from request, often faster for verified wallets.
Neteller£10 - £2,500Up to 48 hours8-12 hours2-3 days from request in typical cases.
Trustly£20 - £5,000Up to 48 hours1-3 business days3-6 business days from request, longer over bank holidays.

Official policy allows you to reverse a pending withdrawal during the initial 48-hour period, which returns funds to your playable balance with just a few clicks. Many responsible gambling experts see this feature as risky, because it tempts players to wager money they planned to withdraw and can easily lead to chasing losses. If you want to keep control of your spending, avoid reversing withdrawals, treat cash-outs as final decisions, and consider setting stricter deposit limits or time-outs as described in the responsible gaming section.

Withdrawal Requirements And Wagering Rules

Before 31bets processes any withdrawal, your account must satisfy both general wagering rules and specific anti-money-laundering (AML) conditions that apply across the regulated UK market. One key rule is the 3x deposit wagering requirement. At first glance it looks like a way to force extra play, and in a sense it is - but it also helps the operator tick AML boxes and avoid people just cycling money in and out with barely any bets.

  • Standard 3x deposit wagering - If you deposit £100, you must place at least £300 in qualifying bets before a withdrawal request is allowed. The requirement applies to cumulative play and not to a single spin or round, so several short sessions will still add up. This is checked automatically in the background when you try to cash out.
  • Games that usually qualify - Most slots and many casino games count 100% towards this 3x requirement. Some higher-RTP games or low-edge table games can contribute at a reduced rate or be excluded under the detailed terms & conditions, which are worth reading if you spend a lot of time on roulette, blackjack, or similar titles.
  • Bonus wagering vs. deposit wagering - Bonus offers often have much higher playthrough, such as 30x or more on the bonus amount or on the sum of deposit and bonus. These bonus rules sit on top of the standard 3x deposit requirement, so you effectively face two separate sets of conditions before you can withdraw freely.
  • Consequences of not meeting requirements - If you try to withdraw without enough wagering, the system can cancel or return the request, leaving funds in your account until conditions are met. In some cases, support may apply administrative fees or request additional checks if they suspect payment abuse.
  • VIP and exception cases - High-value or long-standing players sometimes receive tailored conditions, yet AML-driven rules like 3x wagering usually still apply. Any exception must align with UKGC expectations, and even VIP status does not turn gambling into a predictable way to make money.
💰 Example Deposit🎯 Required Wagering🎮 Typical Eligible Games📋 Notes
£20£60Most online slotsFastest way to clear basic AML wagering for small-stakes players.
£50£150Slots, some roulette and blackjackCheck game weighting in the bonus policy before focusing on tables.
£100£300Standard slot playHigher stakes can reach the target faster but carry higher financial risk.

Wagering rules become even stricter when bonuses are involved. For example, if you accept a welcome bonus with 35x wagering on the bonus amount and deposit £50 for a £50 bonus, you may need to wager £1,750 in qualifying bets, in addition to meeting the basic 3x deposit activity. Some games appear on an "excluded" list and should be blocked for bonus funds, yet complaints from community forums show that this blocking is not always enforced automatically or consistently. Choosing to play excluded games during bonus play can lead to voided winnings, so it is sensible to double-check the rules before you start a session with bonus money.

Because the games are set up with a built-in edge for the casino, meeting these wagering rules usually costs you money over time, even if you land the odd decent win. Treat gambling like going to a match or a night out - fun, but paid for. It's not a way to pay the rent or plug gaps in your budget. Review the detailed bonus policy and the main terms & conditions before claiming promotions or requesting your first withdrawal, and only ever stake amounts you can comfortably afford to lose.

KYC Verification Process And Source Of Wealth Checks

Verification at 31bets follows UK and EU standards for KYC and AML, using automated tools from HooYu alongside manual reviews by trained compliance staff. Every UK player must pass identity checks before substantial withdrawals are paid, and additional reviews apply when activity appears unusual, high value, or inconsistent with the information you have provided about yourself.

  • When verification is triggered
    • First withdrawal request, regardless of amount, even if you have only deposited a small sum.
    • Cumulative deposits approaching or exceeding £1,500, which is a common threshold for enhanced checks in the UK market.
    • Random compliance checks or security alerts, such as multiple failed logins or suspicious device changes.
    • High deposits or withdrawals that trigger Source of Wealth assessment above £5,000 cumulative, or patterns that appear inconsistent with typical leisure spend.
  • Standard documents required
    • Photo ID: valid passport, driving licence, or national ID card, clearly showing your name, photo, and expiry date.
    • Proof of address: utility bill or bank statement issued within the last 3 months, matching the address on your casino profile.
    • Payment method proof: partial card photo with masked digits, e-wallet screenshot, or bank statement showing your name and transaction, so the casino can confirm the account belongs to you.
📋 Check Type📄 Documents⏱️ Typical Timeframe📌 Account Status
Basic KYCID + proof of address48-72 hoursDeposits allowed, withdrawals pending review until checks pass.
Payment verificationCard or wallet proof24-48 hoursWithdrawals may be limited to verified methods and amounts.
Source of WealthIncome or savings evidenceSeveral days or moreLarge withdrawals paused until review finishes and is fully approved.

Documents must be colour scans or high-quality photos with all corners visible, no glare, and no editing. Expired IDs, very dark images, or cropped statements are common reasons for rejection and can add days to the process. Uploads normally occur through the secure "My Account" or profile section, but support may also accept files via email if requested and if you use the email registered to your account. During review, withdrawals stay in a pending state, and bet limits or deposit restrictions may apply depending on your risk profile and affordability considerations.

Source of Wealth checks become relevant once your single or cumulative deposits pass around £5,000, or when your betting behaviour suggests higher risk, such as frequent large deposits or long sessions. Evidence might include payslips, tax returns, proof of property sale, or other legitimate funding sources, and you may be asked follow-up questions if details are unclear. Failing to supply clear documents can lead to withdrawal cancellation and potential account closure. To keep verification smooth, use the same name and address across all payment methods, submit documents in advance when possible, and monitor the responsible gaming page for information on safer spending patterns and signs that your play might be getting out of hand.

Fees And Processing Times

Knowing the fees and realistic wait times up front means you can pick the payment route that won't drive you mad later. For example, I once tried to cash out on a bank holiday weekend and learned the hard way that "instant" doesn't always mean instant. While deposits are free and instant, every withdrawal carries a fixed £2.50 fee, and the combination of an internal pending phase and bank or e-wallet timelines means payouts rarely arrive "straight away" in practice, even when marketing wording suggests otherwise.

💳 Payment Method⬇️ Deposit Fee⬆️ Withdrawal Fee⏱️ Deposit Time🕐 Withdrawal Time*🌐 Availability📋 Notes
Visa/Mastercard0%£2.50 per transactionInstantUp to 48h pending + 2-4 business daysUK cardsBank may add its own controls or declines for gambling, including optional gambling blocks in some apps.
PayPal0%£2.50 per transactionInstantUp to 48h pending + 12-24 hoursUK PayPal accountsOne of the fastest withdrawal choices after approval; easy to move on to your bank.
Skrill0%£2.50 per transactionInstantUp to 48h pending + 8-12 hoursUK and EEA residentsCheck for bonus exclusions in promotions and country-specific rules.
Neteller0%£2.50 per transactionInstantUp to 48h pending + 8-12 hoursUK and EEA residentsOften preferred by frequent players for quick payouts and separate bankroll management.
Paysafecard0%N/AInstantN/AUK vouchersDeposits only; withdrawals must use another method such as a verified bank account or e-wallet.
Trustly0%£2.50 per transactionInstantUp to 48h pending + 1-3 business daysSelected UK banksBank holidays and weekends can add extra delays on the banking side.

*Withdrawal time includes both internal pending and external processing once KYC checks are complete, and can vary with your bank's own systems and the time of day you make the request.

  • Weekend and holiday effects - While the casino can process requests every day, many banks and card schemes settle payments only on business days. Requests made late on Friday, or just before a Bank Holiday, may not land until the following week, even if the casino has already approved them.
  • Real vs advertised timelines - Judging by recent posts on well-known gambling forums, many players say their KYC checks took between two and three days, instead of the "few hours" you'll often see in the marketing small print. Factor this into your expectations if you are cashing out for a specific date, such as rent day or a holiday.
  • Monthly withdrawal cap - The platform applies a £50,000 monthly withdrawal limit. Larger balances may be paid in instalments across several months, especially for non-jackpot wins, and this is standard practice on many mid-sized UK-facing casinos.

Because of the house edge, you're already fighting an uphill battle over time. If you're also paying a fee on every withdrawal, it can tip what felt like "roughly even" into a definite loss, and that stings when you add it up over a few months. Many experienced players therefore withdraw less often in larger amounts, while still staying within budget and using the responsible gaming tools to manage risk, set limits, and take breaks when needed. Keeping withdrawals planned and deliberate is usually more sustainable than constantly moving small sums in and out.

Common Payment Issues And Practical Solutions

Even with a well-known platform, payment issues can occur at 31bets, often due to bank policies, incomplete verification, or bonus restrictions rather than a technical fault. Understanding typical problems and their fixes reduces frustration and helps you decide when to wait, when to adjust your payment method, and when to contact support for extra help.

  • Declined deposits
    • Likely causes: Bank blocks gambling transactions, insufficient funds, expired card, incorrect CVV/address details, or a gambling block you switched on in your banking app.
    • Solutions: Confirm your card is enabled for gambling, check your available balance, update expiry date, and ensure your billing address matches your 31bets profile exactly, including postcode formatting.
    • When to contact support: If multiple cards or methods fail, reach live chat to check for internal restrictions on your account or any temporary technical issues.
    • Prevention tips: Keep card details updated and consider e-wallets like PayPal, Skrill, or Neteller, which suffer fewer bank-level declines, while still allowing you to monitor spending.
  • Pending withdrawals
    • Likely causes: Standard pending phase of up to roughly two days, incomplete KYC, or manual AML review for higher amounts or unusual patterns of betting and deposits.
    • Solutions: Verify whether all documents are approved, avoid reversing withdrawals, and allow the full pending window before chasing, especially over weekends.
    • When to contact support: If a withdrawal stays pending for more than 72 hours without email updates, ask live chat to escalate and provide a clear update.
    • Prevention tips: Upload KYC documents early, respond promptly to any email requests, and keep your contact email up to date so you receive messages without delay.
  • Missing or delayed deposits
    • Likely causes: Temporary bank processing delay, strong customer authentication checks, or a technical issue between provider and casino.
    • Solutions: Check your bank or e-wallet statement, collect transaction IDs, and share them with support if the balance does not update within a reasonable timeframe.
    • When to contact support: After 30-60 minutes for cards and e-wallets, especially if funds left your bank but are not in your casino wallet, contact live chat with screenshots or reference numbers.
  • Failed withdrawals
    • Likely causes: Wagering not completed, bonus active, expired documents, unmatched personal details, or withdrawal to an unverified payment method.
    • Solutions: Check wagering status, especially the 3x deposit rule and any bonus playthrough. Ensure your payment method is in your own name, fully verified, and matches the details on your casino account.
    • When to contact support: If you receive a generic failure message without detail, ask for a clear explanation referencing the relevant section of the terms & conditions so you know exactly what to fix.
📋 Issue🧩 Main Cause🔧 Primary Fix📞 Support Needed?
Deposit declinedBank block or wrong detailsUpdate details, check settings, or try e-walletOnly if multiple methods fail or errors persist
Withdrawal stuck pendingKYC or AML reviewSubmit documents and wait 48-72hYes, if exceeds 72h with no update
Withdrawal cancelledWagering or bonus breachCheck wagering and excluded gamesYes, request policy reference and clarification

If you feel an issue has not been resolved fairly after using live chat and email, UK players can escalate disputes to IBAS once eight weeks have passed, as required under UKGC rules. Players under the MGA framework may have access to eCOGRA or similar bodies depending on licensing arrangements. Using responsible limits, viewing gambling as a discretionary leisure spend, and avoiding the temptation to chase losses helps reduce the pressure around payments and withdrawals and makes it easier to walk away when you have reached your limits.

Payment Security, Encryption, And 2FA

On the security side, 31bets uses the same sort of safeguards you'll see on most big gambling sites - encryption, card-processing standards, and ID checks. I'm not a security engineer, but from a player's point of view it looks and feels like a standard UK-licensed setup.

ProgressPlay runs on encrypted connections and certified payment processors. In the UK that sits under the Gambling Commission's rules on player funds and data. A few related sites are also covered by the Malta Gaming Authority, but if you're playing from Britain, UKGC standards are the ones that really bite.

  • 🔒 SSL/TLS encryption - The site uses 256-bit SSL encryption, with certificates issued by Sectigo RSA, to protect data in transit. This standard aligns with TLS 1.2+ protocols commonly used by banks and large e-commerce sites, which helps prevent your details being intercepted over public Wi-Fi or shared networks.
  • 💳 PCI DSS compliant processing - Card details are handled by PCI DSS compliant processors. According to industry norms, this means strict controls over storage, access, and transmission of card numbers, which reduces the risk of compromise compared with sending details to unregulated sites.
  • 🧾 KYC and AML transaction monitoring - Automated systems powered by HooYu and in-house compliance teams monitor deposits and withdrawals for unusual patterns. These checks are required under UK and EU AML rules and also help protect players if someone attempts to misuse their identity or payment methods.
  • 📱 Two-Factor Authentication (2FA) - 31bets offers optional 2FA, with codes delivered either by SMS or via an authenticator app. Enabling 2FA protects your account even if someone knows or guesses your password, which is especially important if you share devices at home.
  • 🔐 Account-level security practices - Players should use unique passwords, avoid sharing devices when logged in, and log out on shared or work computers. The privacy policy describes how personal data is stored, how long it is kept, and when it may be shared with verification providers or regulators.
📋 Security Layerℹ️ Description✅ Benefit For Players
SSL/TLS encryptionEncrypts all traffic between your browser and be31ts.com.Prevents interception of login or payment details on the network.
PCI DSS complianceApplies strict standards to card processing and storage.Reduces card fraud risk and exposure to large-scale data theft.
KYC/AML checksMonitors transactions for suspicious patterns.Helps protect against identity misuse, fraud, and money laundering.
2FA optionsUses SMS or authenticator codes at login.Stops most unauthorised access attempts, even with your password.

Security measures help protect your funds and data but do not change the mathematical nature of casino games, which remain stacked in favour of the house over time. Treat what you spend here like any other paid night out: set a budget, stick to it, and remember that losses are more likely than long-term profit, as explained in the responsible gaming section and its guidance on warning signs of gambling harm.

Responsible Gambling And Payment Controls

Payment features at 31bets are closely tied to responsible gambling tools, in line with UKGC expectations and wider European standards. These tools give you control over how much you can deposit and how often you can access your account, which directly affects payment behaviour and helps you avoid spending more than planned.

  • Deposit limits
    • You can set daily, weekly, and monthly deposit limits within your account dashboard, usually under a "Play Responsibly" or similar menu that is easy to find from the cashier or profile section.
    • Reductions take effect immediately, while increases are subject to a 24-hour cooling-off period, preventing impulsive limit raises when you are chasing losses or feeling under pressure.
    • Once applied, limits cap the total amount you can deposit within the chosen period across all methods, which can be a useful budgeting tool if you also track spend in your banking app.
  • Time-out and short breaks
    • Time-out options range from 24 hours to 6 weeks and suspend your ability to deposit and play during that period, giving you space to reset.
    • Pending withdrawals usually continue to process, but new deposits are blocked until the time-out ends, which protects any cash-outs you have already requested.
  • Self-exclusion
    • Longer self-exclusion periods include 6 months, 1 year, 2 years, 5 years, or permanent exclusion, for players who feel their gambling is becoming harmful.
    • Once active, you cannot log in, deposit, or play, and any remaining balance is usually withdrawn or handled according to the terms & conditions, subject to verification and compliance checks.
    • Self-exclusion is irreversible for the selected period, and 31bets participates in the GamStop scheme for cross-brand blocking in Great Britain, which prevents new accounts being opened with the same details on other participating sites.
  • Reality checks and session tools
    • Reality checks show how long you have been playing and can prompt you to take a break or review your spend, which is particularly useful if you lose track of time.
    • These tools are especially useful if you play fast games like slots where time can pass quickly and spins blur together, making it harder to keep tabs on losses.
📋 Tool🛠️ How It Works🎯 Effect On Payments
Deposit limitsCap total deposits over chosen periods.Stops further deposits once limit is reached until the period resets.
Time-outBlocks access for a short period.Prevents new deposits and play during the break.
Self-exclusionBlocks access for long periods.Stops deposits; withdrawals handled case by case in line with policy.
GamStopNational self-exclusion register.Blocks UK-licensed sites linked to your personal details.

The responsible gaming section on be31ts.com explains the signs of gambling addiction and provides links to organisations such as BeGambleAware and GamCare, which offer confidential advice and support. These tools and resources exist because casino games are built for entertainment and carry a real risk of financial harm, especially if you chase losses or gamble with money needed for essentials. They should never be used as a primary source of income or as a way to solve money problems. For more advice on safer play, managing your bankroll, and staying within limits, you can also consult the dedicated responsible gaming page.

📋 Topicℹ️ Quick Answer
Deposit crediting timeInstant for all supported methods, barring rare bank delays or security checks.
Withdrawal reversalsPossible during the 48-hour pending period, but not recommended if you want firm control over spending.
3x wagering ruleGenerally means you need to wager roughly three times your deposit before most withdrawals, even without claiming a bonus.
KYC documentsID, address proof, and payment method evidence are standard for most UK players.
Weekend delaysBank and card payouts can shift into the next business week if approved late on Fridays or before Bank Holidays.

Payment Support And Contact Channels

When payment questions arise, 31bets directs players to a mix of live chat, email support, and self-help resources. There is currently no telephone line, so most UK players resolve banking issues digitally using the same devices they use for online banking and shopping.

  • Live chat
    • Live chat is promoted as available 24/7 and is often the fastest way to resolve urgent payment concerns such as missing withdrawals or declined deposits.
    • In our checks, live chat usually picked up within a minute or two at peak times. Some sessions connected almost straight away; others took a bit longer, but nothing out of the ordinary for this kind of site.
    • Chat agents can explain withdrawal fees, check the status of KYC reviews, clarify wagering requirements, and help you interpret error messages related to deposits or failed withdrawals.
  • Email support
    • The casino says email support runs from about 08:00 to midnight CET, promising answers "within a few hours". In real use, that can mean anything from a quick same-day reply to waiting overnight if you write in late or during busy periods.
    • In practice, responses to detailed KYC or payment questions can take from around 6 hours to as long as 18 hours, particularly over busy weekends or holidays.
    • Email is best for sending documents, receiving written explanations referencing specific sections of the terms & conditions, and keeping a clear record of what has been agreed if you need to escalate later.
  • On-site FAQ and help pages
    • The on-site FAQ covers common payment and verification questions, including limits, fees, processing times, and practical troubleshooting tips.
    • For broader topics such as data handling, AML policies, and responsible gambling, you can consult the privacy policy and other legal pages alongside the dedicated responsible gambling area.
📋 Channel🕒 Availability⏱️ Typical Response Time📌 Best For
Live chatPromoted as 24/7Under 2 minutes to connectUrgent payment issues, quick status checks, and simple verification questions.
Email08:00-00:00 CET6-18 hoursKYC documents, complex payment queries, and detailed explanations.
On-site FAQAny timeInstantBasic information about methods, limits, rules, and responsible tools.

If you are unhappy with how a payment dispute is handled, UK players can escalate unresolved complaints to IBAS after eight weeks, and players under the MGA framework may use eCOGRA as an alternative dispute resolution body where applicable. Before reaching that stage, keep copies of chat logs and emails, note dates and times, and clearly explain the outcome you are seeking so the casino has a fair chance to resolve the issue. It's worth reminding yourself that 31bets, like any casino, should sit firmly in the "nice-to-have" spend column, not the bills column. Pick payment methods that fit that mindset and lean on the account tools if you feel your spending creeping up.

Last updated: January 2026. I've written this as an independent look at how payments work at 31bets in the UK on be31ts.com - it's not an official page from the casino. Always double-check the latest details on the site before you deposit or withdraw.

FAQ

  • Card, e-wallet, Paysafecard, and Trustly deposits should credit instantly on be31ts.com once they have passed any bank-side checks. If funds do not appear within 30-60 minutes, check your bank or e-wallet statement, gather transaction IDs, and contact live chat with the details so they can trace the payment. Occasional delays can occur when banks run extra security checks, when strong customer authentication is not completed correctly, or during short technical outages between providers.

  • There's always a hold of up to around 48 hours before payments actually move. Once that clears, e-wallets are usually quickest - often within a day - and cards or Trustly transfers can take another two to four working days to show in your balance. KYC reviews, additional Source of Wealth checks, public holidays, and weekend banking schedules can extend these timelines, so plan cash-outs ahead of important dates rather than counting on same-day withdrawals.

  • Yes. You can reverse a withdrawal while it remains in the 48-hour pending state, and the funds will return to your playable balance for further betting. However, many responsible gambling experts discourage using this feature, because it increases the temptation to spend money you planned to cash out and can undo careful budgeting. If maintaining control is a priority, avoid reversals, treat withdrawal requests as final decisions, and consider stricter deposit limits or time-outs if you are tempted to play on.

  • Declines usually come from your bank or e-wallet provider rather than the casino itself. Common reasons include gambling blocks, insufficient funds, outdated card details, mismatched address information, or incomplete strong customer authentication. First, check your bank app for alerts and ensure your profile on be31ts.com matches your billing address exactly. If issues persist across several methods, contact live chat or email support for a closer review and to rule out any account-level restrictions.

  • To recap a rule mentioned above, you must bet roughly three times whatever you deposit before most withdrawals go through. So a £50 top-up needs about £150 in stakes, even if you didn't claim a bonus. This condition helps the casino meet AML obligations and stops people using accounts just to shuffle money in and out with almost no play. Remember that these are still casino games with a built-in edge, so playing enough to clear wagering will almost always cost money over time and should sit firmly in the "paid entertainment" category, not as a way to plug gaps in your budget.

  • Bonuses add separate wagering requirements on top of the 3x deposit rule. Until these requirements are met, withdrawals can be blocked or may cause your bonus and related winnings to be forfeited. Some games contribute less or are excluded, and playing them by mistake can void bonus winnings if the rules say so. Always read the bonus policy within the bonuses & promotions section before accepting an offer, and only claim bonuses if you are comfortable with the extra playthrough and the risk of losing the entire balance.

  • Most players must provide a colour photo ID, a recent proof of address, and proof of the payment method used, such as a redacted card photo or e-wallet screenshot showing your name. Documents must be clear, in colour, and show all corners so the team can confirm they are genuine. Community feedback suggests reviews usually complete within 48-72 hours when documents are correct and readable. You can upload files via your account dashboard or as instructed by support, and responding quickly to any follow-up questions helps avoid long delays.

  • The casino can review requests every day, but banks and card networks settle transactions mainly on business days. If your withdrawal is approved late on Friday, the banking part of the process may not start until Monday, particularly on UK Bank Holiday weekends. E-wallets are less affected yet still depend on the timing of internal approval and provider processing. Building these delays into your expectations helps avoid stress around payments and stops you relying on gambling funds for urgent bills.

  • Where possible, 31bets pays withdrawals back to the method you used for deposits, to comply with AML rules and reduce fraud risk. If a method does not support withdrawals, such as Paysafecard, you will need to verify an alternative method in your own name, like a bank account or e-wallet, before cashing out. Using mismatched names, third-party cards, or shared accounts can lead to cancellations, extra checks, and, in some cases, account closure, so always stick to your own details.

  • Higher-tier or VIP players may receive personalised limits, tailored offers, and priority handling of withdrawals in some cases. However, key rules like KYC, AML checks, and core wagering requirements still apply under regulatory standards, and VIP status does not remove the house edge from games. Fast access to funds should not encourage you to stake more than you can afford; gambling remains a high-risk entertainment activity, not a dependable source of income, no matter your VIP level.

  • In the UK, players are not usually taxed on gambling winnings, because operators pay duty instead under the current regime. If you are playing from another jurisdiction, local rules may differ, and you remain responsible for complying with tax laws in your country of residence. 31bets can often provide transaction histories or statements to help with record-keeping, but it does not give personalised tax advice. Treat winnings as unpredictable windfalls, not stable income, and never gamble with money you cannot afford to lose.